Tips to make and save money, especially for Aussies. As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
How to Easily Make $2,000 in Time for Christmas + Spring Clean Your Finances
How to Easily Make $2,000 in Time for ChristmasYou might not want to think about Christmas/the holiday season/school holidays etc but it will arrive in a few months whether you are ready or not. In our house, everything shuts down for a few weeks including daycare, school and work plus there is so much on it tends to be one of the most expensive times of the year. Quickly followed by birthday season and back to school for us (4 of the 5 kids are between mid-Jan and mid-Feb!) If you start planning now, you can easily have $2,000 in time for Christmas. Use the tips to make extra money, save it and find some ways to make Christmas more affordable. Get A $125 BonusOpen a new account with ING and kickstart your Christmas savings. ING has their $125 Orange Everyday sign-up offer on, right now. They share different rewards at different times but the $25 is so good. If you are a new customer of ING you can get $125 for opening an everyday account with them. Here's what you need to do:
Then you get your $125 the following month when the promotion is running. Promotion periods vary. The current promotion runs until 30 September 2024. Spring Clean Your FinancesSpring is here! The weather will start warming up and it is a great time to review your finances, check on your budget, your goals and sort the house out a bit. Do a financial review. If you haven't recently compared the prices of all your bills such as insurance, electricity and so on, now is a great time to do it. Get some tips on how to do it and see one I did previously. Plus make sure you check all your subscriptions. Sometimes people sign up and forget but the money keeps being taken from the account. Cancel what you don't need! Check your net worth. Checking your net worth along with your cash flow is a great way to see how your financial goals are going. If you want to retire early or have other big financial goals, this is an important thing to do regularly. Check your interest and investments. Create a financial plan or get professional advice to do that. Review it to ensure it matches your goals. Get a high-interest savings account if you don't already and review your banking to ensure you aren't paying unnecessary fees. Up bank is fee-free and gives you $14 when you sign up. WeMoney is another option to track your money, set and achieve goals etc. Get discounts. Check out these tips to get discounts on everything and use them. Review goals. Financial goals aren't the only ones to check. Review your goals, what you are doing to achieve them, and the habits you are changing and see if the goals still match your life. Check out how to set and achieve goals for some ideas. Budget. Create a budget and learn to stick to it if you don't already have one. Also consider regular meetings to check in, we call them abundance meetings as it feels better than budget meetings. Pick A Savings ChallengeThere are a few months left in the year, what do you want to achieve or how much do you want to have saved? Here are 9 savings challenges you can start right now. Our Meal Plan/Grocery TipsWe've been fortunate with fishing recently so smoked salam salad, battered flathead and a fish curry are happening this week. Along with a tofu stirfry, tacos and lasagne as that's my kids favourite. You can find tips to reduce the cost of groceries here. Normally, we rotate meal kits, using the different discounts which you can get here. What I Am ReadingI always look for ways to improve life, money, relationships, everything so Optimal: How to Sustain Excellence Every Day was a great match for that. Optimal includes practical methods for applying the principles of emotional intelligence to enter an optimal state of high performance, offering a roadmap to being at your best, every day. For 2024, I have a list of books I am reading, some of which I have read before but know I can learn more from as I read them during times of stress. The list is split into finance and business, health, self-help, new age/spiritual, parenting and relationships since these are the areas of my life I am always striving to improve. I share what I am reading on my Instagram account and would love to hear what you are reading, what you recommend and why. You can also check out the books I have on making and saving mone here. Discounts For You!There are a lot of discounts in the freebie section of The Thrifty Issue. Here are a few favourites: Money Bonuses $125 from ING with a few steps, it is paid the following month (full details here) $14 instantly from Up Bank who are backed by Bendigo and fee-free $30 from Ubank when you use the code S7VL6WF and complete 3 transactions in the first month $5 from WeMoney, an Australian budgeting app The highest paying online survey site in Australia is Octopus Group. Get cash back and a bonus offer with Cash Rewards and Shopback. Earn cash with your receipts and get a 200 point bonus with ReceiptJar if you use the code KYLIT3Q2H. Food Discounts $15 off Celebrity Slim weight loss shakes Free HelloFresh box one of Australia’s most well-known meal kit options and the one I have used the most Discounted fresh produce with Funky Food Up to $144 off with Dinnerly one of Australia’s cheapest meal kit options Up to $180 off with Marley Spoon a meal kit option great for those who are more health conscious 1,500 bonus points + 10% off every month with Everyday Extra (Woolworths) Other Discounts $25 gift card with Red Energy The Body Shop: regular discounts on all their products. This is our preferred skincare. ModiBodi: Get high quality period underwear, swimwear and other items at a discount. EyeBuyDirect: Discounted glasses that are the same as you buy in store. Tangerine: Discounted phone and internet options LoveHoney and Wild Secrets: Up to 70% off their clearance sections (adult items and lingerie) Ryderwear: 10% off for new customers (activewear). Sign up for their newsletter for the discount. The Thrifty Issue CommunityFor more and to connect with others check out The Thrifty Issue Facebook group, Facebook page, Instagram, Pinterest and Twitter. |
The Thrifty Issue
Tips to make and save money, especially for Aussies. As featured on ABC, Nine and Channel 7. Sign up for weekly tips plus freebies and discounts.
How to Handle Unexpected Expenses Life loves to throw curveballs and at times you can be hit with large, unexpected expenses. Whether they are emergencies or a surprise event you want to go to but didn't budget for, it can be expensive. How can you handle it? Firstly, it depends on the expense. If it's a large, unexpected bill, check that it is correct and that it is an actual reading, not an estimate. If it is accurate, turn everything off and check if the meter is still running. If it is,...
How to Afford Life's Little Luxuries Everywhere I look, online and off, I hear numerous mums haven't done their hair, nails or similar for months or longer because of the cost of living. They are struggling to feed the family and feeling self-conscious compared to the women on social media. Too many families are doing everything they can and yet due to increasing costs, they are barely surviving. Holidays, date nights, and celebrations all seem too expensive. So how can you afford those...
Being in the second half of 2024 feels a bit surreal. Everything is still getting more expensive and so much has changed. How can you know what's worth spending time on when it comes to making and saving money? While some of the frugal tips from the past are fantastic, it's important to note that many frugal recipes are now expensive (lamb shanks anyone?) Knowing what works now based on life and expenses today can help you save thousands and spend time doing things you enjoy. Ways to Save...